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Writer's pictureNathan JC Webber

Earning While You Shop: Using Swagbucks for Cashback

In today’s digital age, earning extra money online has become increasingly accessible, and one of the popular platforms that facilitate this is Swagbucks. Launched in 2008, Swagbucks offers a range of ways to earn points (SB), which can be redeemed for gift cards or cash back. Among these, one of the most lucrative and straightforward methods is through cashback shopping. This guide will walk you through the process of using Swagbucks for cashback offers, highlight some of the best deals available, and provide tips on how to maximize your earnings.


Swagbucks offers a range of ways to earn points (SB), which can be redeemed for gift cards or cash back.

Swagbucks offers a range of ways to earn points (SB), which can be redeemed for gift cards or cash back.



Understanding Swagbucks


Swagbucks is a rewards program that allows users to earn points through various online activities, including shopping, watching videos, taking surveys, and more. These points can be redeemed for gift cards to popular retailers like Amazon, Walmart, and Starbucks, or for PayPal cash.



How Swagbucks Cashback Works


Cashback through Swagbucks operates similarly to traditional cashback credit cards. When you shop through the Swagbucks portal, a percentage of your purchase amount is returned to you in the form of SB points. Here’s a step-by-step breakdown of how to use Swagbucks for cashback shopping:


  1. Sign Up: If you haven’t already, sign up for a Swagbucks account. It’s free and straightforward.

  2. Shop Through Swagbucks: Instead of going directly to your favorite online store, access it via the Swagbucks portal.

  3. Earn Points: Make your purchase, and the specified percentage of your spending will be credited to your Swagbucks account in SB points.

  4. Redeem Points: Accumulate points and redeem them for gift cards or PayPal cash.


Best Deals and Stores for Cashback

Swagbucks partners with a wide array of retailers, offering varying cashback rates. Here are some of the best categories and deals you can find:


1. Online Retail Giants

  • Amazon: Although the cashback offers on Amazon can be category-specific, it remains one of the most popular destinations for Swagbucks users.

  • Walmart: Offers competitive cashback rates on a wide range of products, from groceries to electronics.

  • Target: Another retail giant with substantial cashback offers on almost every purchase.


2. Travel and Accommodation

  • Expedia: Earn significant SB points on hotel bookings, flights, and vacation packages.

  • Booking.com: Get cashback on your travel bookings, making your vacations more affordable.

  • Airbnb: Occasionally, Swagbucks offers cashback for Airbnb stays, which can significantly cut down on travel costs.


3. Fashion and Apparel

  • Macy’s: Offers substantial cashback rates during sales events.

  • Old Navy: Earn points on trendy and affordable clothing.

  • Nike: Great deals on sportswear and athletic gear.


4. Electronics and Gadgets

  • Best Buy: Cashback on a wide range of electronics, from laptops to home appliances.

  • Newegg: Ideal for tech enthusiasts looking for deals on computer components and accessories.


5. Health and Beauty

  • Sephora: Earn cashback on high-end beauty products.

  • Ulta: Great offers on a vast array of beauty and skincare products.


Maximizing Your Earnings


To get the most out of Swagbucks’ cashback offers, follow these tips:


1. Use the SwagButton

The SwagButton is a browser extension that alerts you to cashback opportunities while you shop online. It ensures you never miss out on potential earnings by notifying you whenever you’re on a site that offers cashback through Swagbucks.


2. Stack Cashback Offers

Combine Swagbucks cashback with other cashback services or credit card rewards. Some credit cards offer cashback on top of what you earn through Swagbucks, maximizing your total returns.


3. Look for Double Cashback Events

Swagbucks occasionally runs promotions where they double the cashback rates on select stores. Keep an eye on their promotions page and take advantage of these events to earn more.


4. Check for Promo Codes

Before making a purchase, search for additional promo codes that can be used alongside Swagbucks cashback offers. This can further reduce your purchase cost and increase your savings.


5. Plan Large Purchases

Timing is everything. If you know a big sale is coming up, plan your large purchases during these events to earn higher cashback rates. Black Friday and Cyber Monday are particularly good times for this.


6. Refer Friends

Swagbucks has a referral program that allows you to earn points when your friends sign up and start earning. Share your referral link to increase your earnings passively.



7. Stay Updated with the Swagbucks Blog

The Swagbucks blog often posts about upcoming promotions, tips, and tricks to earn more points. Regularly checking the blog can keep you informed about new opportunities.


Redeeming Your Points


Once you’ve accumulated enough SB points, you can redeem them for rewards. Here’s how:


  1. Visit the Rewards Store: Log into your Swagbucks account and go to the rewards store.

  2. Choose Your Reward: Select from a variety of gift cards or opt for PayPal cash.

  3. Redeem Points: Follow the prompts to redeem your points. Gift cards are typically delivered electronically, and PayPal cash is transferred to your account.


Is Swagbucks Worth It?


While Swagbucks won’t replace a full-time income, it’s a useful tool for earning extra money or saving on purchases you were already planning to make. By integrating Swagbucks into your regular shopping routine and taking advantage of its various earning methods, you can significantly boost your earnings over time.



Conclusion


Swagbucks offers a simple and effective way to earn cashback on everyday purchases. By following the tips and strategies outlined in this guide, you can maximize your earnings and make the most out of your online shopping experience. Whether you’re saving for a special purchase or just looking to make your money go further, Swagbucks provides a valuable resource for savvy shoppers. Sign up, start shopping through Swagbucks, and watch your points — and savings — grow.

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